Fergal Browne (Fine Gael)

It is worth pointing out that international lenders are involved. I accept the point made by the Minister. The bottom line is that one company owes approximately €480 million. The Minister has admitted that all three of the new airport companies will face immense challenges. In some cases they will sell off assets, in others they will buy them. A great deal of restructuring is involved and I hope, if it goes right, there will be three viable strong independent airports. However, the danger is that matters can go wrong. That is when creditors get extremely nervous. We all know the case of a lady who had no difficulty in getting a €10,000 loan from a credit union. There was no problem in giving it to her, but then matters went wrong and she had difficulty paying it back. Now it has become an enormous problem for her. Banks are great when an individual's affairs are going well. When they are going wrong they are quick to recall loans and change the lending conditions. I am, I hope, only erring on the side of caution in tabling this amendment.