The PIAB will then set about getting various assessments on the basis of medical evidence and so on. It will reply that it has looked at the claim, seen the circumstances and nature of the injuries and carried out an independent report. The PIAB can seek an independent report if there is not sufficient information. This is not reliant on any legal people. The PIAB will look at the claim and decide if it needs more medical information. If so, it will get an independent medical assessor who has no connection with insurance or anyone else to examine the person making the claim. It will send back a report stating that it has examined the person's claim, there was a serious accident, serious fractures were suffered and the person will have a limp or whatever.