John Paul Phelan (Fine Gael)

Fine Gael has a problem with this section. As Senator McDowell pointed out, many people have a problem with section 16. Concerns have been expressed in this House during the Second Stage debate on the PIAB that there is a risk of adding to the bureaucracy and the costs if the matter is not dealt with correctly. There is a fundamental flaw in the PIAB which has not been addressed to date. Under the Bill as proposed, the claimant is obliged to take a case before the PIAB if the insurer so directs.