John Paul Phelan (Fine Gael)

I agree with Senator McDowell and the Labour Party amendment. It goes to the nub of the Bill and I urge the Minister to look at it. There is a great case to be made for accepting and dealing with the issue of liability at the start of the process rather than leaving it there as a last chance saloon for the insurance industry if it seeks to reject the ruling of the board. It goes to the heart of the Bill and will change it. However, in order to make it more effective and to deal with the problem that the establishment of the PIAB aims to resolve the Minister should accept the amendment.