There is a danger if a claimant has been sucked into the process believing liability will not be contested that, by the time it becomes clear that it will be contested, it will be too late for him or her to collate the expert evidence he or she might need to make his or her case. The Minister should include a provision whereby if liability has been accepted by an insurance company at the beginning of the process, it cannot subsequently walk away. If the case ends up in court, it should be dealt with on an assessment only basis.