Senator O'Toole raised some important points and brought home to us the reality of the situation. I heard of a car accident in which a vehicle was stopped in front of another stationary vehicle at a roundabout which tipped into the back of the first vehicle at what cannot have been more that 5 mph. Less than a year later, the woman driving the car in front received €12,000 in an insurance claim and her legal team received more than €3,000, about which the person in the second vehicle only found out by accident when she called her insurance company. That example brings home to me the reality of the situation.