Tom Morrissey (Progressive Democrats)

I am delighted to be here to participate in this debate. I welcome the Minister for Enterprise, Trade and Employment.

The commitment of the Government to insurance reform is evidenced by the Minister's presence and by the contents of her speech. There are times when the general public and the business community express dismay at Government inaction. Sometimes that inaction is the result of external influences acting on this country, but problems in the insurance industry fall to the Government to resolve. Ultimately, Government decisions on insurance reform have a huge influence on the lives of young and old as well as on every householder, car driver, community, community centre and business. Rising insurance premiums influence the job creation ability of businesses and ultimately the health of the economy in general, including the Government's purse.

In the past 12 to 18 months there has been criticism of the delay in bringing forward this legislation. However, when they read the 82 sections of the Bill, I am sure the Government's critics will acknowledge the extensive work required to bring the Bill before the House. The many provisions of the Bill are to be welcomed, especially in regard to expediting the outcomes of cases.