The Minister and Members of this House believe it will work. It is our response to the rising cost of insurance claims. The board provides those who are affected with the opportunity to put their case and get a speedy settlement. While we believe it will be a success, in the event that it is not, it would be wise not to institutionalise it into an organisation that will continue irrespective of its impact. It must have some criteria for success. Its objective is to bring down the cost of insurance. If it fails to do that, it should no longer have the right to exist.