The cost of PIAB will be covered by fees levied on respondents on a case by case basis at a standard minimum rate plus any actual outlay incurred on experts' opinions in more complex cases. Fees will be set with a view to the PIAB breaking even financially. PIAB fees payable by insured defendants will be covered by their insurance policy. An original proposal that the PIAB should be funded by a levy on the insurance industry was rejected by the interim board as this would merely be passed on to policyholders whereas the State and the self-insured sector will also benefit from the assessment service available from PIAB.