Public liability cover is a problem for playgrounds, town parks and community halls. However, they are now able to get insurance and we welcome that development. Some committees for community groups were looking at serious difficulties in obtaining insurance. They are now looking at a situation where they will be able to continue. Community organisations which would have been looking at ceasing activities in towns and villages will now see the opportunity to develop and expand. This will afford them the opportunity to provide facilities for young people who require them so badly.