Different types of business are being affected. Over the years, the small brokerages provided a great service to people. They are now fading away into oblivion and being taken over by the big cartels and insurance brokerages. This has much to do with the stringent controls that have been placed on them. The Tanáiste must look at this too. These were the people who would shop around for small business people and car owners for the best deal for their customers. If they go out of business, is the onus going to be on the private individual to shop around when he might have only one or two companies to choose from? Will the Minister of State ask the Tanáiste to look at the issue of small brokerages fading away one by one and being taken over by the larger groups and plcs in some cases?