I had a telephone call yesterday from a public representative in Drumkeerin who is involved in a community enterprise centre. He deals with a person who employs two people who must close down this Friday because he cannot afford insurance. I am involved in a community group in Ballymote that is providing a children's playground. The playground is built to the highest specifications and the equipment is state of the art. The area is properly fenced and there are lights and cameras. We asked for an insurance quotation and one company quoted us €15,000 for the year on condition that we were responsible for the first €25,000 of a claim. We told them to forget about it.