I wish the Government well on this issue. It is of massive concern to the whole country in terms of public liability. Many voluntary organisations have had to cancel community based events because they are unable to get public liability cover for the day. People right across the board are being crippled by insurance costs. The Minister should examine the idea of insurance companies informing people who are in the middle of a litigation case of their rights. The insurance companies should not be allowed to act totally on their own behalf, without keeping all parties informed at all times.