Community activity – this is particularly true of rural Ireland as most people here already know – has been eroded down to the bone. This is for the simple reason that most parishes will not allow use of their halls unless there is individual public liability cover for each use of the halls. Due to the cost and difficulties involved, the halls are closed and are not being used. We should note all the other activities in the community where people will not risk their own assets. For example, they will not risk their own homes or their own money.