Reference was made to my former colleague, former Deputy Desmond O'Malley. When he was Minister for Industry and Commerce between 1977 and 1979 he addressed a meeting I attended in certain party rooms in Leinster House when the idea of setting up some alternative to the courts was discussed as a way of reducing insurance costs. That is over 20 years ago and unfortunately, for all sorts of reasons, it never happened. However, it is about to happen sooner rather than later.