I urge the Government to look at some of the issues raised by the ESRI report on housing. It is time we reflected on this issue. It should not be an unrealistic aspiration for people to own their own houses. We should be assisting everyone to be a homeowner. The Government has scrapped the first-time buyer's grant and increased development levies in every local authority. The first-time buyer's grant has now been replaced with a first-time buyer's tax. In County Carlow, the charge for planning permission applications has gone from hundreds of euro to thousands.