The report makes interesting comments on housing. If the founders of this State returned and saw the mess politicians as a whole have made of housing, they would be appalled that they fought for freedom to end up in this position 80 years later. There is a choice between having two or three properties or none. I have nothing against those who have two properties; they have worked hard and deserve their own home and a holiday home or second property and I admire them. It is totally unfair, however, that we have created a system where people cannot afford to take the first step on to the property ladder because of investors, tax breaks and holiday home construction taking up builders' time. Those holiday homes are often occupied for only one week in the year. In some tourist towns, holiday homes have been beneficial but they have also been an unmitigated disaster in many cases, putting huge pressure on local authority services.