I notice there is an exclusion for shipowners which excludes liability or damage resulting from an act of war, or if it is caused by the act or omission of a third party with intent to cause damage – for example, sabotage – or that which is caused by the negligence or wrongful act of any government or other authority responsible for maintaining navigational aids. This provision could also include the present scourge of international terrorism, of which we have seen too many major and spectacular acts in recent years.