I am convinced that every builder now believes that if he or she is not driving a 2003 registered Mercedes, he or she is not making a living out of the building industry. Are there aspirations and expectations of a quality of life, and a return on business, that are out of tune with how the rest of us live? I am not by any means badly off but there is a question about the presumption of what one is entitled to as a return for running a business.