Small business is an issue which did not receive particular attention in the report. It would be remiss of us not to note that small business persons appear to be struggling. The main issue they bring to my attention and I am sure that of many of my colleagues, is insurance. The report is not about insurance but insurance costs have a considerable impact on economic development or lack thereof. It is an issue which needs to be kept firmly on the Government agenda. While there have been numerous reports and there seems to be a Dáil, Seanad or committee debate on the issue almost every week, the action required has not been taken. I encourage the Minister of State to keep the issue at the top of his agenda.