I would like to see the Government, the Tánaiste and the Department adopt a vigorous approach to the insurance industry. At times we may have tended, officially anyway, to be a little too protective in that we needed a strong and solid insurance industry and so on, but not at the expense of the rest of the economy. This is something the social partners need to get their teeth into and examine the profits of the insurance companies in the aftermath of the events of 11 September 2001 and call them to account in the Oireachtas if that is necessary.