Will the Leader consider the possibility of inviting the Minister for Transport to return to the House to discuss the penalty points system and insurance? The insurance companies are seeking to gain access to information regarding those who have amassed penalty points and are considering rewarding only those with zero penalty points. This is grossly unfair. People should be allowed a period of grace or should be allowed to accumulate two or possibly four points before they are penalised on their insurance. Given that Hibernian made €30 million in profits last year, one can understand why the insurance companies want access to this information. It is important to debate the possibility of putting in place a threshold before which penalty points cannot be used against people who are already crippled by excessive insurance premiums.