I have a very strong objection to the utilisation of motor insurance premiums as an instrument for enforcement. Detection, enforcement, penalties and sanctions are the ways to deal with offences against the law. I do not agree that we should give penalty point information to insurance companies, regardless of any agreement, because I have no doubt it would be abused. If motorists accumulate maximum points and are put off the road, this should have an impact but only at that stage should it impact on their insurance premium. Motorists have for years been paying exorbitant insurance premiums. We should not facilitate such a move.