The insurance companies are trying to have it both ways. I appeal to them to take a different view. They are saying it is a good scheme but want to see how it works and how much money they make before they will consider giving some of it back. That is not good enough. I want them to engage and invest in the scheme now in order that we can make it successful. If they do not do this, they will miss a great opportunity. If they stand back from this, as long as I am in political life, I do not want to hear them complaining again about their difficulties, the number of road deaths and the efforts to reduce them. This is an opportunity for them to get on board and help me to reduce the number of road deaths.