I would like to record the Government's appreciation for the professionalism and dedication with which the review group addressed its task and the scope, quality and timeliness of the report which it produced. The members of the review group are to be congratulated on its achievements. Its report contains some 80 recommendations covering all aspects of the matters that were under review. I should perhaps clarify that those recommendations of the review group that relate specifically to financial institutions will be dealt with by the Minister for Finance in the context of the legislation he will introduce in relation to the new Financial Regulatory Authority.