Feargal Quinn (Independent)

While some of us were critical of the number of amendments amending other amendments, clearly the purpose of the Bill is aimed at achieving something for which there is great demand. There is doubt in the public's mind about financial services and how they will be monitored. It is questionable whether the Central Bank has always acted in the public's interest as against the interest of other banks. The steps taken in the Bill go a long way towards ensuring that it is acting in the consumer's interest.

I fully support the notion that almost every item of legislation should be subject to review, even if it is only a question of acknowledging that everything is all right. A review should take place within a period of at least two years. I congratulate the Minister and his officials for the work they put into the Bill.