Likewise in this area if such a major conflict emerged it would have to be addressed. It is important to stress that this Bill effects a fundamental transformation in the character of the Central Bank. To argue that it is dangerous to combine the prudential regulation function with the consumer protection function because as a matter of history the prudential regulation function was the dominant activity of the Central Bank, apart from safeguarding the currency, somewhat misses the point that in this legislation there is a fundamental transformation in the character of the Central Bank.