Representatives of the authority came before the Joint Committee on Enterprise and Small Business, which is carrying out studies into the insurance industry. I am aware that the Tánaiste and Minister for Enterprise, Trade and Employment has taken up this matter as a priority of her ministry. Insurance costs are becoming a major issue in the economy in terms of public liability, car insurance and other insurance companies which operate in the marketplace. There is no competition in this area. Many businesses have been forced to cease trading as a result of the increase in insurance costs.