This is a sensible suggestion and I urge the Minister of State to accept it. It could be important in the consumer protection area. The commercial banks recently published a document on banking charges which selectively excluded certain European countries where bank charges are quite low but included countries where bank charges are quite high. The comparison showed us at the lower end of the scale, but it is easy to select statistics to suit one's purpose. It would be useful if the authority included a comparison between consumer protection in our financial services sector and those of other countries.