Senator O'Brien called for a debate on insurance. The House recently debated the punitive costs of insurance. At the request of Senator Leyden, the debate was taken on an all-party basis. People, particularly young drivers who may need a car to travel to their first job, are still receiving huge car insurance bills, while home and business insurance costs are also significant. As the Tánaiste has instituted a process which, we hope, will lead to a reduction in insurance costs, I will request that she comes before the House.