With those cuts came new increases. The non-indexation of tax bands in budget 2003 meant an effective increase in the tax burden of around €300 million. The average family will pay an extra €400 per annum. Hospital charges are up 26% to €40 a visit. VHI charges are up over 13% for domestic users, over 8% for small businesses and over 4% for industrial users. College registration fees have risen by 69%, from €396 to €670. Effectively, free third level education has been scrapped by the Government. Bank and card charges are up 108% while the television licence fee is up by 40% to €150.