Although some institutions have slipped through the net, the Central Bank has been quite successful as a regulatory authority. The most glaring instance of a financial institution slipping through the net is Enron but I can also cite the Allfirst and Ansbacher examples. I welcome the measures announced by the Minister today to ensure there is greater regulation in cases like Ansbacher which is the subject of ongoing deliberations in another forum. Certain financial irregularities received a great deal of attention at the time but have slipped from the memory of people other than investors who lost money. Hundreds of innocent investors lost money as a result of the Tony Taylor affair, for example. Many pensioners who invested pensions and gratuities on the understanding their investments were secure lost money that they had put away for a rainy day.