This recommendation is self-explanatory. Since he became Minister for Finance, Deputy McCreevy has, quite rightly, received plaudits for the manner in which he has reduced the rate of taxation in successive budgets. When one reflects on the position 15 or 20 years ago, when 60% or 65% of one's monthly earnings was being taken by the State and when taxation was generally acknowledged as a scourge by the PAYE sector, one cannot doubt that there have been considerable improvements. One must give credit where it is due.