I signalled in the Dáil and in this House that I was thinking of doing nothing, but I made minimal changes – in relation to the employee tax credit and the small increase in the exemption for elderly people – that cost just €196 million, in order to keep 90% of people who earn the minimum wage out of the tax net. If I removed many small allowances, having stated that I intended to make minimum changes, a hullabaloo would have been raised about a cost to the Exchequer of an insignificant sum, such as €5 million or €10 million. Senator McDowell's colleagues in the Dáil would have said that I was imposing taxes on the small people again.