The manner in which accounts held under the special savings investment scheme, which was introduced by the Minister for Finance, have lost their value is frightening and may yet exceed the Eircom debacle. Why did he not provide in this Bill an escape hatch for those who are trapped for the next five years? Ark Life, Irish Permanent and the Bank of Ireland have said that holders of special savings accounts that are linked to equities are losing substantial amounts of money. Not only are they losing their basic savings, but the Government bonus is also being eroded.