At some stage in the process to sort out this horrendous discriminatory behaviour in the insurance sector the young people, young males in particular, who have paid above and beyond what by any stretch of the imagination would be regarded as affordable insurance premia should receive a rebate. It is disgraceful to hear the figures called out by Senator Ross. Some insurance companies were not quoting while others were quoting premiums of €6,000 or €7,000. It is a scandal. It is a bad lookout for any civilised form of democracy.