I regret and oppose the amendment. I applaud some of the sentiments in it but not the action in it. I oppose it particularly because of one sentence, "recognising the serious implications of the events of September 11th in the US for the global insurance industry particularly the costs of re-insurance". What has that got to do with motor insurance? That is an apology for the activities of the insurance industry and I do not want to hear this or any other Government apologising for this industry which has had its own way for too long. For that reason alone I would oppose the amendment. I hope that this debate will prompt urgent, constructive measures from the Government, not waffle about how they share the sentiments which I have expressed.