The Irish Farmers Journal recently published a table giving the example of a 24 year old man with a provisional licence who went to various insurance companies. The first company, AXA, refused him on the grounds that he should be over 25 years of age. Eagle Star and First Call Direct refused to give him a quote because he was under 27 years of age. Quinn Direct accepted him and quoted €4,000 third party fire and theft. This is ridiculous. The company asked only for his age. Hibernian and One Direct did not quote as he did not have four years no claims bonus. FBD does not quote for provisional licence holders. There are various other issues involved there such as whether provisional licence holders should be allowed to drive at all.