I am disappointed by the Government amendment because I had thought the placing of this subject in the programme for Government as a matter of great urgency to both parties was genuine. This amendment indicates that the delay we have witnessed already in bringing down the price of premiums, which has not happened, may be an indicator that we will not see much action on this issue in the lifetime of the Government. Some of the initiatives referred to in the amendment may become instruments of delay and I am disappointed in that regard.