Derek McDowell (Labour)

There may be life cover because I think that is principally what is intended here. The life assurance policy in most cases will mature when the individual dies. Where does the continuance of insurance come into play if the individual is dead? The individual is dead, the relative does not claim for five years, so what possible additional costs can there be to the assurance company? What insurance can it possibly continue to provide if the maturing element is complete and the individual is dead?