Frank Fahey (Galway West, Fianna Fail)

To clarify further the point about the cost to the insurance companies, they may continue to provide some form of insurance cover, and they certainly would have the administrative costs of holding those records and calculations, despite the fact that the policy has been discontinued. The experience has been that people are coming forward as a result of the public advertisements and so on and that it is not necessary to go to the lengths that the Senator suggests. If we impose further costs on the insurance companies, those costs will inevitably be passed on to the consumer.