John Paul Phelan (Fine Gael)

I agree with Senator McDowell. When one considers that the companies have had the benefit of unclaimed funds for a number of years, it is not an undue burden to expect them to try to make contact with policyholders on more than one occasion. While newspaper advertising is a good idea, there are many different daily newspapers. Some years ago, it may have been enough to place an advertisement in two or three of the main newspapers, but, as Senator Quinn pointed out, many people do not buy newspapers. Therefore, we must make extra efforts to try to contact people. Given that companies have the use of funds for a number of years, they should be under more of an obligation to make regular contact with policyholders.