I suggest that the elderly should benefit from this windfall because many of them would have had investments, such as their pensions. I refer in particular to occupational pension schemes. When people retire they discover their pension is worth very little. This could be a mechanism which could assist elderly people in their later years in making their lives a little more comfortable. I welcome the Bill, although I am concerned about how the proceeds of these policies will be managed and that the best benefit will be obtained from them.