I am puzzled as to the reason the basic power under the Bill is given to the Minister for Community, Rural and Gaeltacht Affairs. It would surely have made more sense to allow the Minister for Finance make regulations that govern an important part of the financial services industry. Admittedly, his or her consent is required under the Bill but the reason is beyond me the primary responsibility is given to the Minister whose primary interest is dispersing the funds. The balance is not quite right.