I accept what the Minister of State has said about the Dormant Accounts Act 2001, that it has proved largely successful and has seen many customers reunited with funds which lay dormant for a long period. I am a little worried about the lengths to which the insurance industry would go to contact holders of policies. It is proposed that advertisements should be placed in two national newspapers. That is not enough, nor is it enough that the insurance companies contact policyholders by post. When canvassing one comes to houses not occupied during the day and notices the amount of post lying around. One wonders if it will be thrown into the bin.