All the rules and regulations are in place for local authorities to administer the various housing schemes and make decisions. However, the interesting aspect of the legislation is that, even though the voluntary sector can participate in the social and affordable housing and shared ownership schemes, it will retain part ownership of the housing. Having built up significant local authority housing stock over the past number of years, which will be increased over the rest of this decade, it is important that we do not sell it off. That would be wrong and, while some people argue that selling will generate income for local authorities, the problem will start all over again. I favour giving people a sense of ownership and a sense of place in a house that can be maintained at a reasonable cost for future generations.