The only caveat I would enter is that the ownership and tenant purchase schemes have created a problem in some areas, as the Minister probably knows. This problem has been studied and the type of person buying a house and moving out of an area is often the type one would want to stay in a community and build it up. We are ending up with small but difficult clusters of poverty, unemployment and related issues, including low level mental illness where people are unable to cope with everyday life. These people are not in a position to provide leadership within communities and to become involved in associations for estate management, which one would like to see and which are essential for the good management of estates. The voluntary housing groups provide an important level of support and backup in the management of their own units and estates and that is probably a critical element of their success.