What irritates me and what I welcome in the budget are both in the same area. I welcome the fact that we are taking €100 million from the banks. In the event of no national wage agreement, the unions representing those working in banks will not be happy with a small pay increase. With banks making huge profits, that is not on. A point which Senator Ryan and I have made previously is that irrespective of changes made in corporation tax it was surely never intended to benefit huge financial institutions.