The Minister has made wrong choices. He could have increased the resources available to Government, cut services or taken a range of other measures. He has chosen to act as he has by cutting services because he is ideologically driven in this direction. He has also chosen, as he inevitably does, to stand by his past decisions, however wrongheaded they appear with the benefit of hindsight. He has chosen not to intervene in any way to ameliorate the damage being done to Exchequer finances by the SSIAs and chosen to insist that we borrow up to €1.1 billion and gamble a large part of it on international equity markets. I cannot understand the logic of that. There is, perhaps, €1.6 billion at stake. When one compares that with the €38 million saved by the abolition of the first-time buyers' grant, one wonders where the sense of priority and proportion is.