It is my view that the Government has delivered generous increases in public spending over the past five years. It did so for two reasons, first, because there were major deficiencies in the whole system of public provision and, second, the resources became available as a result of economic growth and sound fiscal management. For those of us who operate in the private sector, if the resources are not in place one cannot spend the money. One does not borrow willy nilly without considering the margin of return. Therefore, I welcome the Government's decision to keep borrowing under control.